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People looking for love online should hold on to their wallets.

More than 12,500 people filed romance scam complaints with the FBI in 2015, losing more than 0 million to fraudsters. Here’s how it works: Romance scammers might persuade you to drain your bank accounts, max out your credit cards or even sell your home – all to send them the cash. You could unwittingly become part of money laundering or drug trafficking schemes.

Other dangers: sextortion and worse If you’re all dreamy about your online love, you may be vulnerable to sextortion, a form of blackmail, Sluppick says.

Don’t let yourself be persuaded to take off your clothes and perform sex acts in front of your computer, as all of this is often being filmed by the scammer.

“They get the victim in a fog so she’s no longer thinking clearly.” It’s not unusual for scammers to claim they’re in the military. Even senior Department of Defense leaders have had their identities stolen by these fraudsters.

Sluppick has found it’s usually those who are middle-aged and older – and an equal number of men and women – who tend to fall victim to scammers.

Your love interest may be an impostor How can you protect yourself? Experts warn that the scammers usually want you to immediately leave the online dating website, and instead communicate by email, phone or instant message.

If you’ve fallen victim to a romance scammer, here are some ways to start regaining control of your financial life.

File a complaint: Federal Trade Commission: Call 877-FTC-Help, or file a complaint online.

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